H&M Credit Card Application Apply online, eligibility, requirements

Most merchants and their merchandise offer either store credit cards and some also offer Visa or MasterCard. That way every enterprise tries to make their credit a little bit friendlier and shopping a little easier. People can feel more freedom when they shop from such merchant stores. However, this is not the case with H&M. Usually this franchise does not offer any credit cards except store cards and many gift cards.

H&M merchandise brings a lot of offers to eligible customers. This is a Swedish company that sells clothing at retail prices. They have the option to pay later through Klarna with an H&M gift card. The stores operate in approximately 74 countries and cater to over 5000 stores.

If you're looking for a credit card, you need to know that they don't have a wide range of credit cards on offer and will bring you a store credit card instead. Credit cards can only be used within their stores in their countries and cannot be used anywhere else other than theirs. You should also have an online account with them to get the most out of it.

You have to become a member of them to get the most out of their store credit card.

H&M Credit Card Login

H&M Credit Card Application Apply online



Step 1: Go to the H&M homepage. The URL is "www.hm.com".

Step 2: Select your country from the list.

Step 3: Click on the “Sign In” button located on the top right side of the page.

Step 4: Login Widget will pop up on the screen. Carefully enter your email address and password in the boxes provided.

Step 5: Check the option "Keep me signed in". If you are not on your personal system/device just leave it as it is.

Step 6: Click on the "Sign In" button.

What are the application requirements?


Because credit cards are accepted in so many nations, you will need to meet the regulations of that country.

  • A valid identification card issued by the government of that country.
  • Anywhere in the world, however, you must be at least 18 years old to obtain a credit card.
  • You must either be a citizen or a legal permanent resident of that nation.

Who is eligible?


Eligibility includes the following condition.

A valid email address and a phone number are essential for a credit card.
You must have a steady income to counter the payment from the purchase.
You must not have any bankruptcy history or criminal history.
You should not have defaulted on paying your loan.

How to Apply for H&M Credit Card Application?


As there is no specific credit card with them, thus, you can apply for them directly in the store. Find their store near you and you can also call them at 855-466-7467.

You can go online and avail their pay later option. Consumers can use it as a credit card as this way you get a lot of time to pay your bills.
 
Converting bills into monthly EMIs is also an option to avail from their credit cards.

H&M Customer Service


H&M phone number – 855.466.7467 (Toll-free)

Klarna Customer service – 844.552.7621

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